L20 Terms of Use

Please select the desired link to read the Terms of Use for the L20 Merchant/Fieldworker App.

Terms of Use F4ID Website

F4ID Terms of Use

Site and company details

This website (the “site”) is owned by Fintech for International Development (“F4ID”) which operates F4ID and L20. The site provides information on the F4ID business and the products and financial services which it intends to offer in the future.

F4ID is a company incorporated in England and Wales with limited liability (Company Number 13226565) the principal office of the company is situated in 41 Luke Street, Shoreditch, LONDON, EC2A 4DP

Use of this site

The site provides you with information on the products and l services which F4ID intends to offer in the future. Your use of this site is governed by these terms of use (“Terms of Use”) and our privacy policy and cookies policy. This is a legally binding agreement between you and F4ID establishing the terms and conditions under which this site may be used. Your use of the site constitutes your acceptance of these Terms of Use.

Products and services

The information and material on this site is not an offer, solicitation, invitation, advice or recommendation for products or services provided by F4ID. Use of the products or services described on this site may not be permitted in some countries. These products and services may be withdrawn or amended at any time without prior notice.

Products and services are available only at the discretion of F4ID subject to the individual contractual terms and conditions on which those products and services are offered (“Product Terms and Conditions”). In the event of conflict between (1) these site Terms of Use and/or the local site’s terms and conditions, and (2) the Product Terms and Conditions, the Product Terms and Conditions shall prevail.

Jurisdiction

F4ID controls this site from England. F4ID makes no representation that content on the Site are appropriate or available for use outside England. If you choose to access the site from other locations, you do so at your own risk.

Disclaimer

The material and information contained on this site are provided for general information only and should not be used as a basis for making business decisions. Any information on the site should not be relied upon without consulting primary, more accurate or more up-to-date sources of information or specific professional advice, which we recommend you to obtain. F4ID makes no representation or warranty of any kind, whether express, implied or statutory regarding the material and information contained or referred to on each page associated with the site.

No warranty is given that economic reporting information or data is accurate, reliable or up to date on the site. Geographic, political, economic, statistical, financial and exchange rate data are presented in certain cases in approximate, summary or simplified form and may change over time. Reliance has been placed by the editors on certain external statistical data which, though believed to be correct, may not in fact be accurate.

The site may contain articles and materials written by third party authors or contributors. All opinion or analysis expressed are those of the author and do not reflect the views of F4ID. Nothing shall in the articles and materials should be construed as asserting or implying F4ID endorsement of the author’s views.

The inclusion of hyperlinks on the site does not imply any endorsement of the material on such sites by F4ID. Any hyperlinks from the site exist for information purposes and are for your convenience only. F4ID is not responsible for the contents of third party websites. If you visit third party websites, then your rights and obligations while accessing and using those sites will be governed by the agreements and policies relating to use of those third party sites.

Limitation of liability

F4ID accepts no liability for any loss or damage (including special, incidental or consequential loss or damage) arising directly or indirectly from your use of the site, howsoever arising from, but not limited to:

  • any defect, error, imperfection, fault, mistake or inaccuracy with the site, its contents (including content from third party providers), associated services, or due to any unavailability of this site or any part thereof or any contents or associated services

  • action taken, or not taken in reliance on material, content or information contained on the site

  • any computer viruses, Trojan horses, worms, software bombs or similar items or processes arising from your use of the site. You click on any hyperlinks or download any software or data from the site at your own risk.

Email subscription service

We may provide a service whereby you can request to subscribe to and receive e-mail alerts relating to products, services or information offered by F4ID or other third parties (“Subscription Service(s)”). Your use of the Subscription Services will be governed by these terms and conditions. Your confirmation of subscription to the Subscription Services constitutes acceptance of their terms and conditions of use.

F4ID does not guarantee that any e-mails from the site will be sent to you or received by F4ID nor does F4ID warrant the privacy and/or security of e-mails during internet transmission.

Personal data

Any personal data you submit when requesting to subscribe to the Subscription Service(s) will be handled by the F4ID for the purpose of providing you with information about products, services or information you have requested and in accordance with our privacy policy and cookie policy. By requesting to subscribe to the Subscription Service(s) you confirm that you have read and understood the privacy policy and cookie policy and consent to the F4ID handling and disclosing your personal data. The privacy policy and cookie policy may be amended or replaced from time to time and it is your responsibility to check for any updates.

Intellectual property rights

All rights (including, but not limited to, copyright) in and to the contents (including, but not limited to, trademarks, text, graphics, images, links and sounds) contained on the site is owned by or licensed to F4ID and may not, unless expressly permitted, be copied, modified, downloaded, distributed or published in any way without the prior written consent of F4ID.

“F4ID” and “L20” are registered trademarks, logos and service marks of F4ID and no permission or licence is granted to use any such trademarks, logos or service marks without the prior written consent by F4ID.

In relation to any information or material you submit to F4ID using this site and/or to our social media accounts, you hereby grant to F4ID a worldwide, royalty-free, perpetual, irrevocable, sub-licensable right and licence to use such information or material for any purpose it deems appropriate, including without limitation, the copying, modification, transmission, distribution and publication thereof, unless restricted by applicable law. You represent and warrant that such information or material you submit does not infringe the rights of any other third party.

You agree that F4ID shall not be under any obligation of confidentiality to you regarding any such information or material submitted to it using this site and/or our social media accounts unless otherwise agreed in a separate direct contract between you and F4ID or required by law.

Modification

F4ID reserves the right in its discretion to change without prior notice any information or material contained on the site and the terms and conditions under which this site is used.

Termination

F4ID may terminate this agreement, your access to this site and use of any service at any time.

Governing law

These terms of use shall be governed by and construed according to English laws. Any dispute, controversy or claim arising out of or in connection with these terms of use shall be subject to the non-exclusive jurisdiction of the English courts.

Donation Terms

1. F4ID will work with partner organisations to faciliate the disbursement and delivery of your donation. 

2. As well as the relevant donation value, each text message will incur your standard network message charge (based on your service provider rates). This service can only be used from a UK mobile and does not include Channel Islands or Isle of Man mobile networks.

3. Your information will be collected by F4ID and will only be used for processing your donation, providing receipts and sending payment admin text messages, and in order to help analyse our income. It will not be used for any other purposes. . Your data will only be used by F4ID and our agents and will NOT be passed onto any third parties. 

4. All payments are non-refundable. All credit and debit card donations are processed through fully PCI (Payment Card Industry Data Security Standard) compliant card processing companies (Stripe). Card details are not and cannot be seen or held by F4ID.

5. The delivered items shall be subject to market prices

6. F4ID will use best efforts to provide you with an update following successful completion of the delivery of your donation. F4ID will not be held liable if the partner organisations are unable to successfully process the delivery of your donation