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Empowering the hardest to reach communities

Bringing together humanitarian, financial and technology sectors to create a secure, safe and reliable solution to the delivery of aid.

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Projects and Impact

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Kenya Nutrition Project

Living off of less than US$1.90 a day is the harsh reality for 35.6% of people living in Kenya. Around 14% of the population in Arid and Semi Arid Lands (ASAL) face high levels of acute food insecurity – that is roughly 2.1 million people.

In February 2022 the L20 programme piloted in Garissa County and Dadaab Refugee camp. The L20 QR keys entitled households to an allowance to spend on a wide selection of goods with a local merchant. The selected Garissa ...


an F4ID product

Introducing L20, a digital platform which enables local suppliers to provide essential goods and services to biometrically verified beneficiaries in last mile environments.




Data driven

We empower beneficiaries by giving them choice while preserving anonymity.

Merchants/suppliers receive their payments within 7 days.

We provide real-time data to optimize programmes for the best outcomes.


A low-cost tool, cloud based and deployable anywhere, which is easy to set up and use.

Safe and trusted

A digitally enabled solution that uses biometric verification technology.

Risk reducing

Our technology helps reduce risks associated with fraud, sanctions, aid diversions and information security.


Who we are

F4ID brings humanitarian, finance, compliance, and technology experts together under one roof.

Fintech for International Development (“F4ID”) is an impact Fintech and social enterprise (#fintechforgood) which was founded through a unique collaboration between Save the Children, Barclays and Standard Chartered. F4IDs aim is to provide technology and financial solutions to the aid ecosystem.

Our mission

Fintech for International Development is on a mission to create a world where every community has the technology, tools and resources it needs to prosper.

F4ID incorporates technology concepts such as decentralisation and token-based economics to empower beneficiaries and merchants in the aid ecosystem.

Where we operate

Empowering the hardest to reach communities by delivering safe, secure and sustainable humanitarian outcomes, using technology.

Our cloud based approach allows us to operate anywhere in the world and work in last mile environments.


Contribution to UN SDGs


Trusted Partners

Management Team

Steve Harvey

Founder & CIO

Steve has 14 years in the humanitarian sector. Previously he was Director of Fintech at Save the Children International specialising in last-mile solutions for NGOs in high-risk jurisdictions. Steve has also advised World Bank on financial inclusion and bank de-risking.

Natasha Benson


Natasha has 20+ experience in financial services, having worked within large international banks and more recently within financial technology. Her last role was the COO of Singapore-based start-up Autumn (owned by Standard Chartered Ventures).

Claire Minihane


Claire has prior experience in the banking, finance, civil service and charity sectors. Her last role was Head of Treasury Risk, Reporting & Analysis at Save the Children International responsible for flows of $1bn in 80 currencies.

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